Payroll Funding Options
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      NatPay Payroll Funding Options

      Fuse does not offer 3-day, or less, ACH funding for Employee Direct Deposits.

      The following options are available for your company to choose from:

      1. 5-Day ACH processing window:
        1. Process payrolls at least four business days before the Check Date
        2. Fuse Workforce processes ACH Debits from your company bank account to occur three business days before the Check Date.
          1. Separate ACH Debits for:
            1. Direct Deposits
            2. Payroll Taxes
            3. Invoice Fees
      2. Pre-fund with a Manual wire:
        1. Process payrolls at least two business days before the Check Date
          1. In unique situations, your payroll can be processed one business day before your Check Date as long as the wire is received that same day
        2. Initiate wires through your bank to Fuse Workforce, pre-funding your entire payroll, including your direct deposits, payroll taxes, and invoice amount, no later than one business day before the Check Date
      3. Pre-fund with a reverse wire (a.k.a. wire-draw down):
        1. Authorize your bank to allow Fuse Workforce to initiate reverse wires
        2. Process payrolls at least two business days before the Check Date by 3:30 pm EST
        3. Fuse Workforce initiates a reverse wire from your company bank account one business day before the Check Date for the total of your direct deposits, payroll taxes, and invoice amount
        4. Fuse charges an additional processing fee of $10 per wire for reverse wires

        5. To set your company up for the reverse wire option, the following form must be completed and returned to Fuse.

          1. Wire Transfer Drawdown Authorization
      4. Process direct deposit through your bank:
        1. Process payrolls at least 2 business days before the Check Date
        2. Fuse Workforce generates a NACHA file for you to then provide to your bank for them to process your direct deposits
        3. Please contact your bank to find out if this option is available on your account. We will need a specification sheet from them to work on your NACHA file creation.